This car finance calculator is for illustration purposes only. The interest rate that you receive from your motor finance provider, or the fees they may charge can vary significantly depending upon your circumstances. If you have a poor or bad credit you are deemed to be a higher risk to the lender, hence the reason for higher monthly payments. Forward Motor Finance is a finance broker and arranges finance with lenders on our client’s behalf. Forward Motor Finance does not provided loans and cannot directly calculate the exact cost of your loan. This tool is only a rough indicator to help users check potential affordability. Credit is subject to the discretion of the lender, is subject to status and is not guaranteed. Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk

Representative Example

Rates from 9.9% APR. Representative 19.9% APR. Hire Purchase (HP) Example: Borrow £10,000 over 5 years with a £0 deposit. Representative APR 19.9% fixed rate. Monthly payment: £255.50. Total cost of credit: £5,329.80. Total amount repayable: £15,329.80. Forward Motor Finance Ltd is a credit broker not a lender. Rates may differ as they are dependent on individual circumstances. Subject to status.